Payment Policy

Last Updated: January 15, 2024

Secure Payment Policy

Safe and Transparent Transactions

At EasyHangHook, we are committed to providing a checkout experience that is not only seamless and efficient but, above all, 100% secure. We understand that your financial privacy is paramount, especially when purchasing high-quality Artisan Cast Iron & Heavy-Duty Decorative Hardware. This policy outlines our billing terms, the technologies we use to protect your data, and our unwavering commitment to fee transparency.

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Accepted Payment Methods & Currency

To ensure convenience for our customers across the United States, we accept a variety of trusted payment methods. All transactions are processed securely and directly on our site.

• Credit & Debit Cards: We accept major international and domestic cards, including:
  • Visa
  • MasterCard
  • American Express
  • Discover
• Currency: All transactions and price listings on EasyHangHook.com are processed exclusively in United States Dollars (USD).

Methods We Do Not Accept:
To maintain the security and speed of our fulfillment process, we do not accept personal checks, money orders, direct bank transfers, or Cash on Delivery (COD).

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Payment Security & PCI-DSS Compliance

Your digital safety is our highest priority. We utilize industry-leading security protocols to ensure your sensitive information remains confidential:

• 256-bit SSL Encryption: Our entire website, especially the checkout portal, is protected by Secure Sockets Layer (SSL) technology with 256-bit encryption. This ensures that all data transmitted between your browser and our payment gateway is encrypted and unreadable to third parties.
• PCI-DSS Standards: We strictly adhere to the Payment Card Industry Data Security Standard (PCI-DSS). This is a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment.
• Zero-Storage Commitment: We do not store your full credit card numbers or CVV codes on our local servers. Only the billing details and the last four digits of the card are retained for order verification and customer support purposes.

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Billing, Taxes, and $0 Hidden Fees

We believe in a “What You See Is What You Pay” philosophy. Transparency in pricing is a core value at EasyHangHook.

• Zero Hidden Fees: We solemnly promise that there are no hidden handling fees, no unexpected surcharges, and no hidden subscription traps. The total amount displayed at checkout is the final amount you will pay.
• Total Cost Formula: Your final order total is calculated using a simple, transparent formula:
  Product Price + Shipping (Free on orders over $80.00; $10.00 flat rate below $80.00) + Applicable Sales Tax = Final Settlement Amount.
• Sales Tax: As a registered business operating in Riviera, Texas, we are legally required to collect sales tax on orders shipped to destinations within the State of Texas. For all other states, sales tax is automatically calculated and displayed at checkout based on your local state and county tax laws.

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Payment Processing & Fraud Prevention

• Immediate Authorization: When you place an order, your chosen payment method will be charged or authorized immediately. Upon successful transaction, you will receive an Order Confirmation Email containing your digital invoice.
• Payment Failures: If your payment is declined, please verify that your billing address matches the information on file with your bank, and ensure your CVV code is correct. If the issue persists, we recommend contacting your card issuer. No order will be generated for failed payments.
• Anti-Fraud Screening: To protect our customers from unauthorized transactions, our system performs automated fraud screening on all high-risk orders. EasyHangHook reserves the right to contact customers for additional verification or to cancel any order that we suspect may be fraudulent or cannot be verified.

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